How Mutual Funds work and why it is convenient to invest in them

Mutual funds gather the monetary contributions of several people, being a good diversification alternative , since it is possible to invest in different financial instruments with a single action.

The objective is to have a higher return on savings and individuals and/or legal entities can invest in them. As they do not require renewal and do not expire, they allow for greater liquidity.

Advantages of Mutual Funds

With mutual funds you can invest in different financial instruments in a simple way. This makes your money diversify with the aim of achieving a higher return in the long term than if you did it with traditional savings .

Traditional savings are understood as term deposits or checking accounts . However, although these instruments may seem safer, they are not always the best option to maximize your profits.

Conservative

Nominal Income Structured Mutual Fund III
Mutual Convenience Fund
Solvent Mutual Fund
Mutual Fund Protection
Mutual Fund My Accessible Future
Short Term Savings Mutual Fund
Nominal Income Structured Mutual Fund
Nominal Income Structured Mutual Fund II

Moderate

Mutual Fund My Conservative Future
Bicentennial More Income Mutual Fund
Mutual Fund Commitment
Mutual Fund Mi Futuro Moderate
Mutual Fund Profile E
Future Income Mutual Fund

Decided

Mutual Fund My Green Future
Mutual Fund Profile C
Emerging Income Mutual Fund
Dollar Mutual Fund available
Mutual Fund Profile A
Mutual Fund Developed Actions
Mutual Fund National Actions

What are Strategic Mutual Funds?

If you are looking for investments abroad, this type of fund is ideal for you! It will allow you to invest in international markets in the currency you want in an efficient and safe way without having to be an expert. Learn more about the Strategic Funds here.

Metatron Fund : How does it work?

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  • Metatron-fund .com
  • Metatron-Fund expands its investment strategy in UAE
  • Metatron-Fund is investing property in United Kingdom
  • Metatron – Fund appoints top consultants in India
  • Metatron-Fund is in talks with a large group in turn with regards to renewable energy
  • Metatron-Fund explores investments in Romania
  • Metatron- Fund expands its investment strategy into bi fuels
  • Metatron-Fund is in talks to sign Mou with refuse recycling process manufacturer
  • Metatron-Fund is looking to invest with a uk based property developer in net Zero modular construction of homes
  • Metatron-Fund is in talks with R&D to invest in infa structure projects in Europe
  • Metatron-Fund working with developers in Dubia

Metatron -Fund looks to invest in solar energy in Europe projects

Metatron-Fund in talks with acquisitions of wealth management companies in Europe

Do not put your money at risk, save on formal mechanisms

· Avoid falling into possible fraud when saving or investing your money.
· Beware of very high yields in a short time, do not take risks.
If you want to save your money or invest it to make it grow, the National Commission for the Protection and Defense of Users of Financial Services (CONDUSEF) calls on the population to avoid informal savings and investment mechanisms such as batches, keep money in cash or being part of “pyramids” that put your money at risk, mechanisms that are already found on the internet.

According to data from the National Survey of Financial Inclusion 2018, only 47% have at least one formal savings product, of which 51% are women and 49% men. Regarding investment, only 1% of the population has an investment fund, of this percentage, 72% are men and 28% women.

Ponzi schemes and financial pyramids are scams. These are mechanisms in which the profits obtained by the first investors come from the resources that are contributed by new clients. Therefore, for a system of this nature to be sustained, it is necessary to capture growing flows of money from new investors.

The story began with Charles Ponzi, who in 1920 defrauded more than 10,000 residents of New England, USA, by offering to invest in a business with considerable returns. The promised returns hovered around 50% in just 90 days; at the time, the annual interest rate on bank accounts was around 5%. Tempting, isn’t it?

However, by saving in this type of scheme or investing in the so-called “pyramids” you can run the risk of losing your money.

The “pyramidal” scheme is a mechanism that encourages each participating person to invite a group of at least two acquaintances to invest in a certain business and each of them in turn involves two other people, and so on. This usually loses momentum and ends in a big fraud where participants are promised high returns and, in the end, only the promoters at the top of the pyramid, that is, those who start the business, are the only ones who do. they receive the resources of the people who participated later.

These financial frauds based on pyramid and Ponzi schemes have happened all over the world, promising exaggerated profits in dollars, cryptocurrencies or some other asset. As happened in the famous case of Bernie Madoff in 2008 in the United States, where a pyramid fraud whose value was around 50 billion dollars was orchestrated.

One of the advantages of formal savings or of using financial institutions such as Banks, Savings Banks and Sofipos or any other authorized and supervised instrument, is that you have access to other financial services such as credits and insurance, in addition to the fact that you can earn interest, but, Above all, your money is protected by deposit insurance.

At CONDUSEF we suggest you take into account the following recommendations:

Before entrusting your money to any institution, verify that it is duly authorized and regulated by the authorities and that it has deposit insurance.
Compare and choose the financial institution that offers you the product with the highest interest rate and charges you the least fees.
Confirm that the institution you choose has a branch near your home or work to avoid complications.
Remember that it is not safe to save in batches, under the mattress or in the so-called pyramids. Do not involve your family or friends in these risky operations.
The CONDUSEF cannot defend you in the event of a problem with this type of pyramid savings or investment scheme. Remember that they are not a financial institution and your money may be at risk.
You have to doubt those entities that offer you easy and fast money, with returns well above what is offered in the market.
Regarding operations with cryptocurrencies, the user must know that the virtual asset is not legal tender and is not backed by the Federal Government, nor by the Bank of Mexico; the impossibility of reversing operations once executed; the volatility of the value of the virtual asset, and the technological, cyber and fraud risks inherent in virtual assets.

If you are going to contract with a Financial Technology Institution (FTI) read the terms and conditions of the platform used by the institution and make sure you understand them before signing. The terms and conditions of use of the platform, as well as the contracts must be available on it for consultation.
Pay attention to the commissions and expenses that the product or service that you are going to hire may incur.

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